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Compare the terms of credit for the small farmer, the medium farmer and the landless agricultural worker in Sonpur.
Small Farmers Medium | Farmers Landless | Agricultural Workers |
---|---|---|
The rate of interest for obtaining loan for small farmers is 36% to 60% per annum. |
The interest rate for the medium farmer is 8.5% per annum. |
The interest rate for landless agricultural laborers is 60% per annum. |
There is no need for pro loans and necessary forms to take this loan. |
Supporting loans and necessary forms are required for this loan. | Supporting loans and necessary forms are not required. |
---|---|---|
This loan taken by the small farmer has to be repaid after the harvest. |
This loan can be repaid anytime in the next three years. |
The landless agricultural workers pays the loan by working with the landowner. |
In addition to the rate of interest, the small farmer has to fulfill the condition of selling the crop to the trader. |
The middle farmer does not have to fulfill any condition. | The landless agricultural laborer does not have to make any other resolution, he has to repay the loan only by working continuously |
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