Compare the terms of credit for the small farmer, the medium farmer and the landless agricultural worker in Sonpur.

Small Farmers Medium	Farmers Landless	Agricultural Workers
The rate of interest for obtaining loan for small farmers is 36% to 60% per annum.	The interest rate for the medium farmer is 8.5% per annum.	The interest rate for landless agricultural laborers is 60% per annum.

There is no need for pro loans and necessary forms to take this loan.	Supporting loans and necessary forms are required for this loan.	Supporting loans and necessary forms are not required.
This loan taken by the small farmer has to be repaid after the harvest.	This loan can be repaid anytime in the next three years.	The landless agricultural workers pays the loan by working with the landowner.
In addition to the rate of interest, the small farmer has to fulfill the condition of selling the crop to the trader.	The middle farmer does not have to fulfill any condition.	The landless agricultural laborer does not have to make any other resolution, he has to repay the loan only by working continuously

Chapter 3