Following are the lines with different uses of loan in the above paragraphs -

(i) According to Shyamal, he needs to borrow every season to cultivate his 1.5 acres of land.

(ii) Arun is one of the people of Sonpur who got a loan from the bank for farming.

(iii) There are several months in a year in which Rama has no work. He has to take out a loan for his daily expenses. He has to take a loan in case of sudden illness or to spend on some function in the family.